Hopefully this doesnt come too late.
I was in your exact situation a year ago , lost my job and had to live 3 months on my savings.When that ran out, I was in deep haggis financially because I couldnt afford my car loan.
I called the bank and requested ( almost begged,actually) that the payments be added to the end of the loan to keep me outta default, until I got my money and job situation settled. The bank did it, I got a new job after 3 months, and made the payments. With folks losing jobs right and left you're not the only one who's in that situation, and by calling the bank and saying that you want to work things out, its better for both parties.
You get to keep your ride, the bank doesn't have to hire a repo guy to find the car ( and hiring a repo truch aint free), everyone wins.
If you DONT call them and let the loan go into default, they'll hire a repo company to find the car. Unless you move the car to someplace youve never lived at before (remember your references on the loan app? ), they'll find the car. If that happens, the bank will try to auction the car to recoup their cost on the loan.
Since its VERY unlikely that your bank will get at auction the cost of the loan balance plus collection and repo fees, youll get hit with the credit damage of a reposession ( 7 years negative report) AND a final balance due to your bank for the car loan balance+repo and collection fees -auction income. That's called a deficiency judgement, and it means you will still owe on your car-but you wont have it to drive, and wont qualify for a loan towards a new one.
Talk to the bank,and see what they can do for you . Worst case, they say no, which is where you are right now by not talking to them.
God bless, and good luck with all this.